BUYING HALIFAX
BUYING
SIMPLIFIED
Buying a home is one of the most exciting and important decisions you'll ever make, but it can also be complex. We're here to simplify the process and guide you every step of the way, ensuring you feel confident and informed, whether you're a first-time buyer or a seasoned investor.
WHY BUY WITH US
LOCAL MARKET EXPERTISE
We know the Halifax area inside and out, and we use that knowledge to find homes that best suit your lifestyle and budget.
PERSONALIZED APPROACH
Every buyer has unique preferences, and we’re here to listen. We customize the home search based on your needs, ensuring you see only properties that align with your goals.
CLIENT SATISFACTION
Our success is measured by your satisfaction. With a track record of happy clients, we prioritize clear communication, transparency, and attention to detail at every step.
RESULTS DRIVEN
We consistently help buyers find homes for less money and help sellers achieve higher sale prices faster. Our stats prove it—when you work with us, you get the best results.
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How much do I need for a down payment?The minimum down payment depends on the home price and mortgage type. In Canada: • 5% for homes up to $500,000 • 10% on the portion between $500,000–$999,999 • 20% for homes $1 million+ (no CMHC-insured mortgages available) First-time buyers may qualify for government programs like the First-Time Home Buyer Incentive or use their RRSPs under the Home Buyers’ Plan.
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What costs should I budget for besides the purchase price?Buyers should budget for: • Closing Costs (1.5%–3% of the purchase price) – Land transfer tax, legal fees, title insurance, home inspection, appraisal. • Moving Expenses – Hiring movers, utility setup fees, home improvements. • Mortgage Insurance – If your down payment is under 20%, you’ll need CMHC insurance. • Property Taxes & Home Insurance – Ongoing homeownership costs to plan for.
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How long does the home-buying process take?The timeline varies, but generally: • Mortgage Pre-Approval: 1–3 days • House Hunting: A few weeks to months, depending on market conditions and preferences • Offer & Negotiation: 24 hours to a few days • Conditional Period (Inspection, Financing, etc.): 5–10 days • Closing (Final Paperwork & Possession Date): Typically 30–60 days after the accepted offer